Banks

There are a number of banks (pankki) to choose from in Tampere, for example:

• Handelsbanken (in Finnish or Swedish)
• Nordea
• Sampo
• TSOP (Tampereen Seudun Osuuspankki)

Banks are usually open Mon–Fri 10.00–16.30. On Saturdays and Sundays they are closed.

There are several different types of accounts available. Since all financial transactions (paying bills, receiving salary, etc.) take place through banks, it is most practical to open at least one account. Compare the service packages offered before opening an account. Although there is a fee for services, it is nevertheless the cheapest and the easiest way to take care of your finances. When you open your bank account, remember to have your passport with you.

Along with your bank account, you will also get a cash card (automaattikortti) which enables you to withdraw money at any cash point (pankkiautomaatti) 24 hours a day. Cash points are usually marked as Otto. Most banks also have special self-service payment machines usually marked as Solo (maksuautomaatti) through which you can pay bills anytime with your cash card.

Cheques are no longer used as a mode of payment. Bills are usually paid through the bank giro system. You can pay bank giros in cash or use a special self-service payment point. The latter is faster and cheaper. You can also include online services in your account if you wish to pay bills and make transactions by using Web bank. Whenever you use bank giros, remember to fill in your name and address clearly. Credit cards and Visa Electron are also widely accepted in Finland.